011-47064244
011-47064244
WAY2BANKLOAN customized personal loans are designed around your capital requirements with a hassle-free application process. This quick personal loan can accomplish your plans such as marriage, vacations, home renovation and much more. With way2bankloan best personal loan in India, you do not have to compromise on your bucket list!
way2bankloan personal loan comes with attractive, affordable, and lowest interest rates to help you raise funds instantly. When you apply to get an instant personal loan, it is processed in less than 10 minutes without any extensive documentation. Personal loan EMIs are flexible and allow for better liquidity and easy achievement of set personal goals.
Features of “WAY2BANKLOAN” Personal Loan
Need funds for a personal or commercial requirement? Personal loans can be the ideal solution. personal loans give you instant funds for any financial need that you may have. Whether you want to go on a vacation or plan a marriage or pay for emergency medical costs,
Get loans up to Rs.40 lakhs and that too without any collateral.
The interest rate starts at 10.99% per annum (“p.a.”).
The documentation is simple to get funds at the earliest.
Instant Loan Amount Upto Rs. 30 Lakh
Easy and Online Application Process.
Instant Credit of loan Amount to your bank account
Affordable EMI repayment options.
Who can apply?
Employee such as:
Are you thinking of availing a personal loan anytime soon? Browse through our personal loan eligibility criteria mentioned below, to make sure your personal loan is approved at the very first go:
Documents Required for a Personal loan
For loan up to Rs. 5 lakhs: (salary less then 25K)
For loan Rs. 5 lakhs + : (salary more then 25K)
Get your loan eligibility checked in just a few second
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Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|---|---|---|---|---|---|
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Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
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Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
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Start 15% | 2+0.50% | 30 lakh | 36 month | Apply now |
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Start 15% | 2+0.50% | 40 lakh | 36 month | Apply now |
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Start 17% | 2+0.50% | 30 lakh | 36 month | Apply now |
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Start 16% | 2+0.50% | 30 lakh | 36 month | Apply now |
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Start 14% | 2+0.50% | 35 lakh | 36 month | Apply now |
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Start 19% | 2+0.50% | 20 lakh | 36 month | Apply now |
 |
Start 19% | 2+1% | 30 lakh | 36 month | Apply now |
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Start 20% | 2+0.50% | 10 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
 |
Start 16% | 2+0.50% | 30 lakh | 36 month | Apply now |
A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically personal loans range from Rs. 50,000 to Rs. 30 Lacs with a tenure typically ranging from one to five years. Getting a Personal loan is quite stress free and there are typically a number of offers in the market most of the time.
A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically personal loans range from Rs. 50,000 to Rs. 30 Lacs with a tenure typically ranging from one to five years. Getting a Personal loan is quite stress free and there are typically a number of offers in the market most of the time. Apart from the rate of interest banks also charge some fees which are usually of two types. Once when you are applying for the loan and once when you are pre-closing the loan. The fees when charged at the time of processing called as Processing Fees vary from 2-3% of the loan amount. This could be reduced if you have the ability to bargain. the second charge is the prepayment penalty paid at the time of pre-closure. This too varies from 2 – 3 %. Similar to processing charges, you can also try to get this fees reduced. Personal Loan Eligibility
An individual can borrow as much as they can repay. This in banking terms would mean a personal loan that has an EMI that does not exceed 40% of your monthly take home income, where the EMIs for existing loans are also deducted.
Personal loan rates vary from bank to bank, and are anywhere between 14%-26% depending upon your profile and the policies/scheme you decide to opt for. In case you need to find out more about personal loan rates from different banks, please take a look at our compare personal loans page. Andromeda loans works with a wide range of personal loan providers to get you the best deals and interest rates for your financial profile.
Personal loans don’t take too long to process. Banks usually disburse your loan within seven working days. However, it is recommended that you keep all your documents ready and in order, especially the post dated cheques (PDC), to avoid any delays. How fast you get your personal loan is dependent on your document collection process.
Personal loans eligibility criteria can be fairly stringent, considering banks need to mitigate their risk. Most people with a regular source of income such as salaried individuals or self-employed individuals can avail a personal loan. Banks consider salaried individuals, self-employed professionals and self-employed business people.
Most banks will disburse business loans to individuals aged between 24 to 65 years.
Banks will prefer that your business has been showing stable signs of growth at least for the last 3 years. If you can show sustained billing and revenues and top it off with profit, getting a business loan should not be a problem for you. Some banks give a loan amount up to 60 to 80% of your median annual profits.
A bank will prefer if you have been engaged in sustainable business for atleast 5 years to consider giving you a loan. Your diversity in terms of business experience and so on along with good results will help you acquire your business loan.
The following documents are required along with your Business Loan application:
A bank loan may be obtained from a bank and may be either secured or unsecured. For secured loans, banks will require collateral, which may be lost if repayments are not made. The bank will probably wish to see the business’s accounts, balance sheet and business plan, as well as studying the principals' credit histories. Many smaller businesses are now however turning towards Alternative Finance Providers, especially in the case of smaller firms.
Loans from credit unions may be referred to as bank loans as well. Business loans from credit unions received the second highest level of satisfaction from borrowers after loans from small banks
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|---|---|---|---|---|---|
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 30 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 40 lakh | 36 month | Apply now |
|
Start 17% | 2+0.50% | 30 lakh | 36 month | Apply now |
|
Start 16% | 2+0.50% | 30 lakh | 36 month | Apply now |
|
Start 14% | 2+0.50% | 35 lakh | 36 month | Apply now |
|
Start 19% | 2+0.50% | 20 lakh | 36 month | Apply now |
|
Start 19% | 2+1% | 30 lakh | 36 month | Apply now |
|
Start 20% | 2+0.50% | 10 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|
Start 16% | 2+0.50% | 30 lakh | 36 month | Apply now |
A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically personal loans range from Rs. 50,000 to Rs. 30 Lacs with a tenure typically ranging from one to five years. Getting a Personal loan is quite stress free and there are typically a number of offers in the market most of the time.
A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically personal loans range from Rs. 50,000 to Rs. 30 Lacs with a tenure typically ranging from one to five years. Getting a Personal loan is quite stress free and there are typically a number of offers in the market most of the time. Apart from the rate of interest banks also charge some fees which are usually of two types. Once when you are applying for the loan and once when you are pre-closing the loan. The fees when charged at the time of processing called as Processing Fees vary from 2-3% of the loan amount. This could be reduced if you have the ability to bargain. the second charge is the prepayment penalty paid at the time of pre-closure. This too varies from 2 – 3 %. Similar to processing charges, you can also try to get this fees reduced. Personal Loan Eligibility
An individual can borrow as much as they can repay. This in banking terms would mean a personal loan that has an EMI that does not exceed 40% of your monthly take home income, where the EMIs for existing loans are also deducted.
Personal loan rates vary from bank to bank, and are anywhere between 14%-26% depending upon your profile and the policies/scheme you decide to opt for. In case you need to find out more about personal loan rates from different banks, please take a look at our compare personal loans page. Andromeda loans works with a wide range of personal loan providers to get you the best deals and interest rates for your financial profile.
Personal loans don’t take too long to process. Banks usually disburse your loan within seven working days. However, it is recommended that you keep all your documents ready and in order, especially the post dated cheques (PDC), to avoid any delays. How fast you get your personal loan is dependent on your document collection process.
Personal loans eligibility criteria can be fairly stringent, considering banks need to mitigate their risk. Most people with a regular source of income such as salaried individuals or self-employed individuals can avail a personal loan. Banks consider salaried individuals, self-employed professionals and self-employed business people.
Most banks will disburse business loans to individuals aged between 24 to 65 years.
Banks will prefer that your business has been showing stable signs of growth at least for the last 3 years. If you can show sustained billing and revenues and top it off with profit, getting a business loan should not be a problem for you. Some banks give a loan amount up to 60 to 80% of your median annual profits.
A bank will prefer if you have been engaged in sustainable business for atleast 5 years to consider giving you a loan. Your diversity in terms of business experience and so on along with good results will help you acquire your business loan.
The following documents are required along with your Business Loan application:
A bank loan may be obtained from a bank and may be either secured or unsecured. For secured loans, banks will require collateral, which may be lost if repayments are not made. The bank will probably wish to see the business’s accounts, balance sheet and business plan, as well as studying the principals' credit histories. Many smaller businesses are now however turning towards Alternative Finance Providers, especially in the case of smaller firms.
Loans from credit unions may be referred to as bank loans as well. Business loans from credit unions received the second highest level of satisfaction from borrowers after loans from small banks
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|---|---|---|---|---|---|
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 30 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 40 lakh | 36 month | Apply now |
|
Start 17% | 2+0.50% | 30 lakh | 36 month | Apply now |
|
Start 16% | 2+0.50% | 30 lakh | 36 month | Apply now |
|
Start 14% | 2+0.50% | 35 lakh | 36 month | Apply now |
|
Start 19% | 2+0.50% | 20 lakh | 36 month | Apply now |
|
Start 19% | 2+1% | 30 lakh | 36 month | Apply now |
|
Start 20% | 2+0.50% | 10 lakh | 36 month | Apply now |
|
Start 15% | 2+0.50% | 50 lakh | 36 month | Apply now |
|
Start 16% | 2+0.50% | 30 lakh | 36 month | Apply now |
5051, 3rd Floor South Patel Nagr- Delhi-08
