Who can apply?

Applicant such as:

1. Whom Job with Salary slip or salary transfer in account.
2. Whom having Business with GST certificate & ITR.
3. Whom having no Income proof but bank balance is good.

Yet to pin down on your perfect car? Browse through our personal loan eligibility criteria mentioned below, to make sure your Home loan is approved at the very first go:

1. The applicant has to be in Job for last 1 years with a minimum salary of Rs.15000/- Monthly.
2. The applicant is business, have Company must have in profit making last year.
3. The main applicant should be minimum of 22 years of age & should be no older than 60 years at the time of loan maturity.

Documents Required for a Home loan

For Salaried individual:

• PAN Card +Aadhaar Card +photo ( Applicant & Co-Applicant )
• Last three months’ salary slip/salary certificate
• Last 12 months bank statements

For Self-employed / Business Man :

• PAN Card +Aadhaar Card +photo ( Applicant & Co-Applicant )
• Last two year ITR+COI and P&L and B/S
• GST certificate
• Last 12 months bank statements

Property proof (copy of Property document*):

• Photocopy of draft sale deed and chain title documents (if any)
• Allotment/Possession letter
• No objection certificate from the society and other documents as per legal report

1. Identity proof : PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card
2. Address Proof: Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no more than 3 months old)
3. Ownership proof: Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate
4. Job continuity proof: form 16 / joining letter / pf account statements.
5. Banking: Last 3 months bank statement.